Purchasing Packages

Talk to us about our range of finance options on vehicle purchases across multiple lenders, tailored to suit your needs we'll help find the best fit for you.

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Find the Best fit for You.

We aim to provide the best purchasing experience, if finance is the right fit for you, we will ensure your chosen cover is right for you and your vehicle type. Rest assured we are here to help, if you are unsure contact a member of the sales team for further support and we will be happy to talk you through everything.

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Black Horse Finance

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Hire Purchase

Black Horse Hire Purchase could help you buy the caravan or motorhome you want whilst spreading the cost. Pay an initial deposit and after the last regular agreed payment, it’s all yours.

Hire Purchase for Caravans
Hire Purchase for Motorhomes

After the last payment you own the caravan or motorhome outright.


PCP Hire Purchase

Black Horse Personal Contract Purchase (PCP) is a type of hire purchase where you put off paying some of the amount until the end of the agreement. When you’ve found the caravan or motorhome you want, Black Horse PCP gives you the option to defer part of the finance to the end of your agreement.

Personal Contract Purchase for Caravans
Personal Contract Purchase for Motorhomes

After the last payment you own the caravan or motorhome outright.

Mann Island Finance

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Hire Purchase

Hire purchase (HP) is one of the most commonly used methods to finance motor vehicles.

The agreement is structured with fixed monthly payments and a final nominal “option to purchase” fee on payment of which, the customer takes legal ownership of the vehicle from the finance company. Unlike personal contract purchase (PCP), no “balloon” payment is payable at the end if the customer wants to own the vehicle.

If the customer has a large deposit to put down, HP may be a better option for a customer than PCP.

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Personal Contract Purchase (PCP)

Personal Contract Purchase (PCP) is a type of hire purchase agreement (HP) which is often used by customers wanting to change or upgrade their vehicle on a regular basis.

The agreement is structured with regular monthly payments and a final “balloon” payment, being the estimated value of the vehicle at the end of the agreement, based on the agreed annual mileage and predicted wear and tear over the period. This is called the ‘Optional Final Payment’ (OFP), also sometimes referred to as the ‘Guaranteed Future Value’ or ‘GFV’.

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Motorhome Finance Deals and Loans

Arranging the most suitable finance for motorhomes & campervans is a specialised task and Pegasus Finance is the UK’s leading provider of motorhome loans. Our motorhome finance loans offer greater flexibility to suit your individual needs.

Motorhome Finance


Flexible Campervan Finance

What a dream – cruising along a coastal road in your beautiful campervan with the sun shining down. Let Pegasus Finance help building that dream by making your purchase affordable. It’s a market we understand and as such we offer flexible lending options and great advice.

Campervan Finance

Auto Finance Online

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Motorhome Finance Loans

Hire Purchase (HP) - Our most popular finance option and gives you up to 10 years to repay the cost of your van. Despite the name, at the end of the term the motorhome is yours to keep.

Personal Loan - The big advantage of this option is that the finance isn’t linked directly to the motorhome, so if you want to sell or part-ex it you can, without the finance getting in the way.

Personal contract purchase (PCP) - You’ll be familiar with this option if you’ve bought a car recently. Ideal if you’re planning to part exchange the van for another model at the end of the term.

Motorhome Finance


Touring Caravan Finance Loans

Use our caravan loan calculator to explore your options. Set the amount you would like to borrow, and your preferred length of loan and you’ll receive an approximate monthly payment, together with our best interest rate and the full cost of your loan. There’s no impact on your credit score when you use the calculator.

Touring Caravan Finance

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